RJ Baxter of First Mortgage Corp, Evergreen, Colorado can help you achieve the  dream of home ownership- but don't go into the process blind.  Heed RJ Baxter 's advice and avoid these 3 common first time home buyer  mistakes.

RJ Baxter 's Mistake #1:  Not employing the services of a Realtor.

One of the most common mistakes I see is avoiding hiring a Realtor.  Many first time home buyers think that a Realtor is costly and won't help them much.  Nothing could be further from the truth.  The seller in your transaction pays the Realtor, so it won't cost you a dime, and a Realtor can save you valuable time and money by finding properties you may not have been aware of and negotiating your contract.

RJ Baxter 's Mistake #2:  Not looking at enough homes.

Many first time home buyers will look at a couple of homes, get really excited, and then decide to make an offer, only to regret it.  Even if you are extremely excited about a particular home, it's a good idea to take a deep breath, and keep looking, at least at a few more.  You may miss out on something even better by biting too soon on one of the first ones you see (my wife and I made  this mistake  on our first home).

RJ Baxter 's Mistake #3:  Taking the "lowest" mortgage offer.

It's not difficult for shady mortgage brokers to show you a mortgage offer that seems a lot lower  than everyone else's.  The new good faith estimate will help alleviate some of this problem, but the point still persists- keep in mind what you're getting if you automatically choose your mortgage company based solely on the lower price.  The  adage "you get what you pay for" holds true with mortgage shopping as much as with any other product or service.  Pay for a Kia, get Kia- you know what I mean.

RJ Baxter, Branch Manager of First Mortgage Corp and owner of Bad Credit Mortgage Help, has helped hundreds of first time home buyers obtain the dream of home ownership.  If you also want to achieve the dream of home ownership, and take advantage of the First Time Home Buyer Tax Credit before it expires, First Mortgage Corp Evergreen Colorado and RJ Baxter can help.