Welcome to Bad Credit Mortgage Help. We are advocates for people with past credit problems and experts at helping people with imperfect credit qualify for a mortgage with reasonable terms. We offer Home Loans for people with past credit problems at the Lowest Mortgage Rates in the country. We have decades of experience with many Bad Credit Mortgage programs such as FHA Home Loans, VA Home Loans, FHA Streamline Refinances, VA Streamline Refinances, USDA Rural Housing Loans and more.
To find out what you qualify for, please fill out our inquiry form to set up a free consultation.
January, 2008 Tax Liens Must be Paid for Mortgage Qualification
Alert! If you have a tax lien in your history, state or federal, it must be paid prior to obtaining a mortgage approval. It doesn't matter what kind of mortgage you are applying for, you must pay off or show proof of release any tax liens on your history.
The reason is that a tax lien, if attached to your home, will automatically assume first lien position. Lenders don't like this because that means ...
Happy New Year! If you are like me, you have a new year's resolution, or two, or three. One of the most popular ones is to get out of debt.
Getting out of debt is not easy. It takes discipline, patience, and persistence. However, if you own a home and have equity, in some cases a debt consolidation refinance makes a lot of sense.
The advantages of a debt consolidation refinance are:
posted by RJ Baxter January 01, 2008 7:53 | permalink | comments(0) | Mortgage ConceptsDecember, 2007 Raise Credit Score- Pay Down Credit Card Balances
Many people ask me every day how they can raise their credit score 10-20-50 points in order to qualify for a mortgage. There isn't a clear-cut answer to that question, but here is one tip that can help: Pay Down Your Credit Card Balances!
Now, of course, this strategy doesn't make sense if you don't have the money to pay down your credit card balances and have money left over for a down payment ...
Home prices in a 10 city curvey were reported down 6.7% in October compared to October 2006. This is the largest year-over-year decline since the early 1990's.
Many forecasters are predicting that the housing slump could continue through 2009, although the hope is that the worst will be behind us after 2008.
FHASecure program was released this fall. This is a program I need to make you aware of now that Bad Credit Mortgage Help is up and running again.
FHASecure can help some homeowners who are behind on their mortgage refinance into a low fixed rate. If you have at least a little equity, and are now behind because of a rate and payment increase on your adjustable mortgage, you may be eligible for ...
Bad Credit Mortgage Help has undergone some changes recently. We are now up and running again with our new look. I have been blogging at my other website, www.rjbaxter.com/blog.php for the past couple months and you can find some great information and articles there. Also, be sure to check out home page for some credit home buying and credit repair tips!
