Bad Credit Mortgage Help
 

Poor Credit Mortgage Options Nationwide!


           



Welcome to Bad Credit Mortgage Help.  We are advocates for people with past credit problems and experts at helping people with imperfect credit qualify for a mortgage with reasonable terms.   We offer Home Loans for people with past credit problems at the Lowest Mortgage Rates in the country.  We have decades of experience with many Bad Credit Mortgage programs such as FHA Home Loans, VA Home Loans, FHA Streamline Refinances, VA Streamline Refinances, USDA Rural Housing Loans and more.


To find out what you qualify for, please fill out our inquiry form to set up a free consultation. 


MAY 2009


May, 2009
FHA and VA Rates Staying Low


FHA Mortgage Rates and VA Mortgage Rates are staying low- for now. 
 
The threat of impending inflation is looming which has spooked the markets and led to sell-off of bonds over the past week, driving mortgage rates up.  However, bonds are making a rebound today and there are rumors that the government could make another effort to push rates down.
 
If this does happen, it would be a good idea to take ...

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posted by RJ Baxter May 29, 2009 12:07 | permalink | comments (0) | Market Commentary

USDA Rural Housing Program Still Going Strong


The USDA Rural Housing Program is one of the longest-running government backed mortgage programs in existence today.  And the great thing about it is that little has changed in recent years with the program despite all of the tightening we have seen in the credit markets.
 
The Colorado USDA Rural Housing Loan and Nationwide USDA Rural Housing Loan offers Low Mortgage Rates, 100% financing, and you can even finance improvements up to the value ...

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posted by RJ Baxter May 16, 2009 9:31 | permalink | comments (0) | Mortgage Options

FHA Streamline Refinance


The FHA Streamline Refinance program continues to be an incredible program for the credit-challenged to lower their FHA Mortgage Rate and payment.  The Colorado FHA Streamline Refinance can also help lower your Colorado FHA Mortgage Rate.
 
The FHA Streamline Refinance program does not require a credit check or appraisal, you only have to have been on time with your mortgage payments for the past 12 months and have a job.
 
You must have ...

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posted by RJ Baxter May 11, 2009 9:41 | permalink | comments (0) | Mortgage Options

Guest Authors Wanted


Bad Credit Mortgage Help is seeking guest authors to contribute to this blog.  If you are an expert in an industry related to Bad Credit and/or Real Estate and would like to be a contributor to this blog, email us at info@badcreditmortgagehelp.org.
 
Bad Credit Mortgage Help receives over 1200 search engine hits per month as well as several hundred additional hits from inbound links every month.
 
Increase your exposure and your website search engine ranking ...

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posted by RJ Baxter May 07, 2009 7:29 | permalink | comments (0) | Mortgage Options

More Lenders Go To 620 Minimum Credit Score


More and more lenders are now requiring a 620 minimum credit score for any type of transaction.  This is up from the 580 minimums we saw just a couple months ago. 
 
This means that even if you are trying to qualify for a VA IRRRL, FHA Streamline Refinance, or Colorado Refinance, you will need to have a 620 credit score.
 
We do still have some lenders who will look at cases with ...

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posted by RJ Baxter May 06, 2009 8:40 | permalink | comments (0) | Mortgage Concepts

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:: RJ Baxter Colorado Mortgage Blog- New Blog!
January 21, 2010
:: RJ Baxter's 3 First Time Home Buyer Mistakes and How to Avoid Them
January 15, 2010
:: Credit Card Accountability, Responsibility, and Disclosure Act
July 03, 2009
:: Rapid Rescore Not Accepted By Most Lenders
June 29, 2009
:: Mortgage Rates Rise
June 05, 2009



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