Welcome to Bad Credit Mortgage Help. We are advocates for people with past credit problems and experts at helping people with imperfect credit qualify for a mortgage with reasonable terms. We offer Home Loans for people with past credit problems at the Lowest Mortgage Rates in the country. We have decades of experience with many Bad Credit Mortgage programs such as FHA Home Loans, VA Home Loans, FHA Streamline Refinances, VA Streamline Refinances, USDA Rural Housing Loans and more.
To find out what you qualify for, please fill out our inquiry form to set up a free consultation.
Market Commentary
June, 2009 Mortgage Rates Rise
Don't look now, mortgage rates have risen to the highest level we have seen since last fall. Rates are still excellent, however, and sit now in the mid-5%'s.
The rise in rates may derail the recovery of the housing market which has been showing signs of life in recent weeks. The key is whether or not potential home buyers decide to continue with their plans to buy a home or pull back with ...
The threat of impending inflation is looming which has spooked the markets and led to sell-off of bonds over the past week, driving mortgage rates up. However, bonds are making a rebound today and there are rumors that the government could make another effort to push rates down.
If this does happen, it would be a good idea to take ...
Have questions about mortgage financing with bad credit? Then utilize our live help chat line!
Just click the icon in the upper-right corner of this blog and you will be connected with one of our experienced loan officers. If we aren't online, you can still utilize this tool. If not online, we will receive your question by email and will respond promptly.
Our partner website, VA Home Loan Help, has been launced! VA Home Loan Help has been created to service the unique needs of active and retired military seeking VA home loans and VA mortgage information.
If you missed out on the last refinance opportunity in March this year, don't worry because another opportunity could be in store for next week. Weak economic data including the worst consumer confidence numbers in 26 years, is leading to lower rates today, and the trend could continue into next week.
The technical patterns we are seeing are similar to what happened prior to the last two dips in mortgage rates. Many of our ...
The USDA Rural Housing home loan program has been a popular choice these days. The program has flexible underwriting guidelines and can help some home buyers get into a home with nothing down at competitive rates.
Some of the highlights of the USDA Rural Housing program are:
No down payment requirement
Can finance up to 102% of home's value or sales price
posted by RJ Baxter April 11, 2008 13:13 | permalink | comments(0) | Market CommentaryMarch, 2008 VA IRRRL Streamline Refinances Increasingly Popular
VA IRRRL refinances or "streamline" refinances have become very popular in recent months with fixed rates dipping into the 5%'s.
VA mortgages remain one of the best programs available in the marketplace today. As underwriting standards tighten up and loan programs continue to go away or become greatly reduced, VA has remained steady. It is still possible to borrow up to 100% of the purchase price or appraised value of your home through ...